An extensive knowledge and understanding of credit risk practices is critical to the Head Office functions of banks, the retail units, the business/commercial units of banks where skills in critical analysis, evaluation and synthesis of complex issues are paramount in order to identify, assess, monitor and report risk.
- Understanding of how credit risk functions and how it plays its part in managing risk for a banking business
- How a bank manages their internal risks and how customers should manage their credit risks
- Developing effective problem solving and decision making using appropriate quantitative and qualitative skills
- Developing cognitive skills of critical thinking analysis and synthesis in relation to industry, business and financial risks
- Understanding of what risk is and how it can be identified and monitored
- Creating, evaluating and assessing a range of options to apply to a range of situations in the financial services industry
- Operational risk and business continuity management
- Responsibility and accountability
- Operational risk management lifecycle
- Purpose of risk assessment and probability; benefits
- A methodical risk assessment approach: steps and techniques
- Risk mitigation, appetite/tolerance and its benefits
- Loss data analysis
- Monitoring and reporting
- A risk-based management approach to controls
- Crisis management
- Risk-based capital and Basel 2
- Governmental policy and Corporate Governance
- How is risk managed and overviewed
- The credit scoring system
- Higher value lending
- Analysis of credit risk and liability risk
- Credit risk in business units of banks
- Risk management strategy, analysis and assessment
Financial repayment risk
- Course Overview
-
An extensive knowledge and understanding of credit risk practices is critical to the Head Office functions of banks, the retail units, the business/commercial units of banks where skills in critical analysis, evaluation and synthesis of complex issues are paramount in order to identify, assess, monitor and report risk.
- Course Objective
-
- Understanding of how credit risk functions and how it plays its part in managing risk for a banking business
- How a bank manages their internal risks and how customers should manage their credit risks
- Developing effective problem solving and decision making using appropriate quantitative and qualitative skills
- Developing cognitive skills of critical thinking analysis and synthesis in relation to industry, business and financial risks
- Understanding of what risk is and how it can be identified and monitored
- Creating, evaluating and assessing a range of options to apply to a range of situations in the financial services industry
- Course Outline
-
- Operational risk and business continuity management
- Responsibility and accountability
- Operational risk management lifecycle
- Purpose of risk assessment and probability; benefits
- A methodical risk assessment approach: steps and techniques
- Risk mitigation, appetite/tolerance and its benefits
- Loss data analysis
- Monitoring and reporting
- A risk-based management approach to controls
- Crisis management
- Risk-based capital and Basel 2
- Governmental policy and Corporate Governance
- How is risk managed and overviewed
- The credit scoring system
- Higher value lending
- Analysis of credit risk and liability risk
- Credit risk in business units of banks
- Risk management strategy, analysis and assessment
Financial repayment risk