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Operational Risk Management and Credit Risk Practice

  /    /  Operational Risk Management and Credit Risk Practice

An extensive knowledge and understanding of credit risk practices is critical to the Head Office functions of banks, the retail units, the business/commercial units of banks where skills in critical analysis, evaluation and synthesis of complex issues are paramount in order to identify, assess, monitor and report risk.

  • Understanding of how credit risk functions and how it plays its part in managing risk for a banking business
  • How a bank manages their internal risks and how customers should manage their credit risks
  • Developing effective problem solving and decision making using appropriate quantitative and qualitative skills
  • Developing cognitive skills of critical thinking analysis and synthesis in relation to industry, business and financial risks
  • Understanding of what risk is and how it can be identified and monitored
  • Creating, evaluating and assessing a range of options to apply to a range of situations in the financial services industry
  • Operational risk and business continuity management
  • Responsibility and accountability
  • Operational risk management lifecycle
  • Purpose of risk assessment and probability; benefits
  • A methodical risk assessment approach: steps and techniques
  • Risk mitigation, appetite/tolerance and its benefits
  • Loss data analysis
  • Monitoring and reporting
  • A risk-based management approach to controls
  • Crisis management
  • Risk-based capital and Basel 2
  • Governmental policy and Corporate Governance
  • How is risk managed and overviewed
  • The credit scoring system
  • Higher value lending
  • Analysis of credit risk and liability risk
  • Credit risk in business units of banks
  • Risk management strategy, analysis and assessment

Financial repayment risk

Course Overview

An extensive knowledge and understanding of credit risk practices is critical to the Head Office functions of banks, the retail units, the business/commercial units of banks where skills in critical analysis, evaluation and synthesis of complex issues are paramount in order to identify, assess, monitor and report risk.

Course Objective
  • Understanding of how credit risk functions and how it plays its part in managing risk for a banking business
  • How a bank manages their internal risks and how customers should manage their credit risks
  • Developing effective problem solving and decision making using appropriate quantitative and qualitative skills
  • Developing cognitive skills of critical thinking analysis and synthesis in relation to industry, business and financial risks
  • Understanding of what risk is and how it can be identified and monitored
  • Creating, evaluating and assessing a range of options to apply to a range of situations in the financial services industry
Course Outline
  • Operational risk and business continuity management
  • Responsibility and accountability
  • Operational risk management lifecycle
  • Purpose of risk assessment and probability; benefits
  • A methodical risk assessment approach: steps and techniques
  • Risk mitigation, appetite/tolerance and its benefits
  • Loss data analysis
  • Monitoring and reporting
  • A risk-based management approach to controls
  • Crisis management
  • Risk-based capital and Basel 2
  • Governmental policy and Corporate Governance
  • How is risk managed and overviewed
  • The credit scoring system
  • Higher value lending
  • Analysis of credit risk and liability risk
  • Credit risk in business units of banks
  • Risk management strategy, analysis and assessment

Financial repayment risk

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